ARTICLES

Below are articles for your review. These are what we call the principles to success. We hope they motivate you to plan well for your future financial success and security.
RETIREMENT & INVESTING
Calculating Your Retirement Needs
A Fresh Look at the Variable Annuity
Be a Winner in the Savings “Game”
Diversification: Composing Your Financial Symphony
Retirement Planning to Reach Your Goals
Baby Boomers Look Toward Retirement 
Protecting your Financial Security in a Volatile Economy
When It Comes to Retirement—Age Matters
Your Portfolio and Tax-Exempt Investments 
Pay-Yourself-First Primer... 


INSURANCE & RISK MANAGEMENT
Managing Risk and Meeting Goals
Life Events and Your Finances
Insuring Your Income-Earning Ability
Variable Life—Insurance for the 21st Century
Term Insurance: Time to Convert?
Long-Term Care: The Financial Building Blocks
Life Insurance through Life Stages
Life Insurance—Analyzing Your Needs
CHARTING A SOUND FINANCIAL COURSE 


BUSINESS PLANNING
LIFE INSURANCE MAKES PLANNING EASIER
Small-Business Q&A
Protecting Your Business “Keys”
Winning Strategies for Business Succession Planning
Personal Finance for Business Owners
Business Continuation—Planning for Success 
ESTATE PLANNING
Asset Protection Primer - PROBATE, THE BASICS
Estate Planning Fundamentals
Your Estate and Life Insurance
THE ROLE OF INSURANCE AS AN ESTATE PLANNING TOOL 


FINANCIAL PLANNING
Trickling Cash Flow?
Financial Planning Checklist
Dealing with Debt 


COLLEGE PLANNING
Planning for College Tuition Hikes 


WOMEN & RETIREMENT
Planning for a Long Life
WOMEN & MONEY: THE NEW REALITIES 


GROUP BENEFITS & INSURANCE
The 412(i) Defined Benefit Plan
A Survey of Employer-Sponsored Retirement Benefits
Attract, Retain, and Reward with Executive Bonus Plans
401(k)s: The Competitive Advantage 
 

If you would like more information about our financial articles, please contact us.

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I truly care about the long-term financial success of my clients.

Larry Brasel, President
Northbeam Financial

LEARN THE STRATEGIES AND CONTROL YOUR FINANCIAL FUTURE