Executives & Professionals

WHO WE HELP: EXECUTIVES & PROFESSIONALS

We work frequently with executives and professionals and understand your specific and diverse needs. We make every effort to analyze your special needs. We use sophisticated financial modeling software called Financial Profiles. It is helpful in organizing and forecasting a plan for you, but it does not compare to knowing you, which is our role.

Our approach is to understand your vision for your career and/or practice as well as your personal financial life. Our focus is integrating your professional life and your personal financial decisions. We call it our holistic approach to planning. It involves a very intuitive analysis of your vision and situation, both personally and professionally. These strategies become your financial plan for your professional and personal life. But, the planning process is a continuous and ever evolving process, so we’re here for the long-term, committed to helping you succeed. If there’s one thing you can be certain of, it’s that change will occur, and we’ll be here to help you.

Executives & Professionals, Northbeam Financial, Dallas, TX

Here are some important questions to ask yourself; questions that our process addresses.

How can I supplement the corporately sponsored retirement program with one that is not tied to my employment? What options are available to me in doing this? How are the various options treated from a tax standpoint? How much can I contribute?
When will I be able to retire?
What other options for retirement planning are available to me if I have reached the maximum contribution limit of my corporately sponsored retirement program like a 401k?
How can I create a tax free supplemental retirement program that complements my existing corporately sponsored retirement program that works on a tax deferred basis?
How can I minimize taxes and maximize cash flow? Can I grow my money tax free?
Will my family be able to maintain a comparable lifestyle if I should die prematurely? Become disabled? Require long-term care assistance? Have a health problem?
How do I pass on the most assets possible to my heirs? What do I need to be doing now to make sure this happens?
How can I hedge my investment risk through a broad asset allocation strategy? What is the proper mix of investment types for me taking into account my unique attitudes toward risk and volatility?
How can I optimize future wealth enhancement?
What are my options if I wish to roll out a corporately sponsored retirement program such as a 401k upon the termination of my employement? Can this rollout occur while I am still employed?
How can I protect my assets from potential judgments in a lawsuit or from creditors?