Retirees

WHO WE HELP: RETIREES

We understand the issues and needs of retirees and people nearing retirement. We use sophisticated financial modeling software called Financial Profiles. It is helpful in organizing and forecasting a plan for you, but it does not compare to knowing you, which is our role.

Our approach is to understand your values and your goals for you and your family. Our focus is ensuring your money works for your life as best it can. We call it our holistic approach to planning. It involves a very intuitive analysis of your life vision and subsequent life and financial goals. These ensuing strategies become your financial plan for you and your family. But, the planning process is a continuous and ever evolving process, so we’re here for the long-term, committed to helping you succeed. If there’s one thing you can be certain of, it’s that change will occur, and we’ll be here to help you.

Retirees - Northbeam Financial, Dallas TX

Here are some important questions to ask yourself; questions that our process addresses.

What are my options if I wish to roll out a corporately sponsored retirement program such as a 401k from a current or former employer? Can this rollout occur while I am still employed?
How can I optimize future wealth enhancement?
Can I enjoy potential growth of my money without risking my principal?
What are the best financial vehicles to roll my money from retirement plans I have with my employer or former employer?
How can I limit the negative effects of federal income taxes as my money grows? Is it possible to grow my money tax free?
How can I hedge my investment risk through a broad asset allocation strategy? What is the proper mix of investment types for me taking into account my unique attitudes toward risk and volatility?
How is my social security affected by income from my investments?
How do I pass the most assets possible to my heirs? What do I need to be doing now to make sure this happens? How can I decrease estate tax liability by helping my grandchildren?
Will my family be able to maintain a comparable lifestyle if I should die prematurely? Become disabled? Require long-term care assistance? Have a health problem?
How do I protect my assets from potential judgments in a lawsuit or from creditors?
How do I protect myself from IRS required minimum distribution penalties on IRAs?